AI waifu prices and tokens explained: what seven platforms really cost

Almost every platform in our ranking uses the same two layer model. A subscription unlocks the basics, unlimited or generous chat, your own characters, sometimes memory, and an allowance of an in-app currency pays for the expensive extras: pictures, videos, voice and calls.

That second layer is what makes prices hard to compare. Candy AI calls it tokens, OurDream dreamcoins, Nectar AI credits, Lovescape chips, Joi and GirlfriendGPT coins, and Kupid AI counts photos and videos per week. A cheap plan with a small allowance can end up costing more than a pricier plan with a big one, if you like pictures.

So for each platform below we give the plans, the allowance and the one detail that changes the real cost. All prices are in US dollars as shown on each platform's own pages; where a screenshot was taken from a European account and shows euros, we say so.

Use the free start first. Every platform here has one, from Joi's free text chat to OurDream's 55 coins. Spend it on one character and a real conversation, and you will know which app you enjoy before spending anything.

Then decide how you will use it. If you mostly chat, the subscription is what matters and the currency barely does. If you want pictures every evening, compare allowances. If you want voice calls, look at how calls are billed: by the minute or second on some platforms, only on top tiers on others.

Finally, prefer the yearly plan only once you are sure. The three month plans are the sensible test on Candy AI, Kupid AI and Lovescape.

Candy AI keeps it simple. There is one paid tier, Premium, and the only choice is how long you commit. Twelve months cost $3.99 a month, billed $47.88 for the year. Three months cost $8.99 a month. One month costs $9.99 the first month and $13.99 after that.

Every plan includes the same features: your own characters, Image and Video in chat, voice calls, unlimited messages and 100 tokens a month. Tokens pay for extras such as pictures, videos and bringing a character you built to life, which costs 10 tokens. Premium Plus raises the allowance to 330 tokens a month for about $18 a month on the yearly plan, and token packs start at 100 tokens for $9.99. The bank statement shows EverAI.

See Candy AI plansCandy AI review

OurDream starts free with 55 dreamcoins and no card, enough for up to 55 messages or about 10 images. Premium costs $19.99 for one month or $9.99 a month on the yearly plan, billed $119.88, with 1,000 dreamcoins a month and 1,000 bonus coins in the first yearly month.

The key detail: on Premium, chat messages cost 0 coins, so coins only go to pictures, video and voice. A Deluxe tier raises the allowance to 5,000 coins a month for heavy users. Coin packs cost $11.99 for 1,000 and $49.99 for 5,000, by card or crypto.

See OurDream plansOurDream review

Kupid AI sells two tiers by the week, the quarter or the year. Pro costs $12.99 for a week, $79 for three months or $179 for a year, about $3.44 a week. Ultra costs $24.99, $149 or $299. Each payment covers the chosen period and does not renew by itself; during our test, payment was by crypto or Alipay.

Pro gives unlimited messages, 25 photos, 8 videos and 12 minutes of voice messages a week, and remembers the last 30 messages. Ultra gives 75 photos, 25 videos and 35 minutes a week, remembers the last 100 messages and adds voice calls. The free account lists 15 messages.

See Kupid AI plansKupid AI review

Nectar AI has a single plan, Ultimate: $12.99 a month, or $59.99 a year, which is $4.99 a month, with 2,500 bonus credits in the first yearly month. It includes 5,000 credits a month, unlimited messages, long memory, video, voice messages and calls.

Credits are where the real cost hides. Voice calls cost 1 credit per second and video calls 2 credits per second, so a ten minute video call uses 1,200 credits. Pictures are cheap by comparison. The free account gives about three messages and one picture. The statement shows Nectar Vixen AI.

See Nectar AI plansNectar AI review

Lovescape's Premium plan costs $19.99 for one month, $12.99 a month on three months, or $7.99 a month on twelve months, billed $95.88 a year, with 600 chips a month. You can cancel anytime, and cards, Apple Pay and Google Pay are accepted.

Creative PRO is aimed at people who create and publish characters: $69.99 for one month, $49.99 a month on three months, or $29.99 a month on twelve months, billed $359.88 a year, with 3,000 chips a month. Extra chips can only be bought with one of the two subscriptions.

See Lovescape plansLovescape review

GirlfriendGPT has three tiers. Premium costs $15 a month or $12 a month billed yearly. Deluxe costs $35 a month or $24.50 yearly and adds voice and calls, twice the memory and longer videos. Elite costs $50 a month or $33 yearly with unlimited messages and the largest memory.

Each tier comes with a monthly message allowance and coins for pictures and videos, so check those lines on the plan page rather than only the headline price. The free trial is short.

See GirlfriendGPT plansGirlfriendGPT review

Joi lets a confirmed free account chat by text with catalog characters, which is the most generous free start of the seven. Paid plans add coins and memory: one month costs $13.99 with 1,000 coins a month, three months $20.99 with 1,200 coins a month, and twelve months $47.99 for the year with 1,500 coins a month.

Joi says 1,500 coins cover up to 350 images or 100 videos. Paid plans also keep a memory of 8,000 messages, and Joi states that no adult transaction appears on your bank statement.

See Joi plansJoi review